Get your garage now, pay later — finance your Amish-built garage, storage shed, or playset with fixed rates, no down payment required on our loan products, and no impact to your credit score to see your offers.
Up to $100,000 per borrower — more with home equityNo credit impact to see offersSame-day approvals available0 hidden fees
Hassle-Free Structure Financing
Built for Backyard Dreamers
Sometimes the perfect garage needs a little financial flexibility. Garage Lender connects Storage Sheds and Garages customers with financing designed for garages, storage sheds, and everything in between.
Up to $100,000 Per Borrower
No co-borrowers needed — and multiple people in a household can each apply for their own loan up to $100,000.
No Land Ownership Required
You do not have to own the property where the structure is going. Renters and properties owned by a business entity or trust qualify.
No Credit Impact to See Offers
A soft credit pull shows your eligible offers. Your credit is only impacted once you select an offer and eSign the loan agreement.
Same-Day Approvals Available
Most customers are approved within minutes of applying — and proof-of-income documents may not be required.
Fixed Rates, No Surprises
Your rate and monthly payment never change over the life of the loan. No closing costs, no fees, no down payment required.
No Prepayment Penalty
Pay off your loan balance whenever you want without an additional fee — on every financing option we offer.
Amish Craftsmanship · Lancaster County
Finance Any Garage or Shed
From single car garages to 2-story double-wide Mega garages with apartments, every Amish-built structure is backed by an industry-leading 10-year warranty — with 0 hidden fees, on-site assembly included, and a simple, turnkey process: Quote → Design → Permitting → Perfection.
Single Car Garages — A-Frame, Gambrel & 2-Story2-Car & Double-Wide Garages — A-Frame, Gambrel & Carriage Style2-Story Double-Wide GaragesMega Garages — Garage with ApartmentElite, Timber Frame & Custom GaragesGambrel Garages with Loft Storage
Storage sheds too — A-Frame, Mini Barn, Quaker, Hywall, Dormer, Hip Roof & Garden series — plus workshops and vinyl swing sets. Browse the full catalog at storageshedsandgarages.com. We handle permits and shed pads, with lead times of 2–8 weeks after permit approval.
Simple & Transparent
How It Works
STEP 1
Estimate Your Payment
Answer a few quick questions — about 30 seconds. No Social Security number, no credit inquiry, no impact on your credit score.
STEP 2
See Your Financing Options
Based on your answers, we show you every financing option that fits — consumer loans, building loans, and home equity options.
STEP 3
Apply With the Lender
Apply online using your total household income. A soft credit pull shows your eligible offers with no impact to your credit score.
STEP 4
Build Your Dream Structure
Accept your offer and eSign. Same-day approvals are available, and your Storage Sheds and Garages project moves straight into production.
Garage Financing Explainer
What each loan offers, who can apply, and how to estimate your monthly payment — with captions in English & Español (turn them on with the CC button).
See your estimated monthly payment in seconds — then apply online in minutes. Our Payment Estimator shows how each loan option works, your estimated payments, the loan terms, and how to apply. Checking your options never affects your credit score.
Compare all three financing options side by side
See your estimated monthly payment instantly
No personal information required — and no effect on your credit score
"From quote to design to permitting, the process really was turnkey. They handled the township permit for us, and our double-wide garage was delivered and assembled just a few weeks after it was approved."
2-Car Garage customer
Verified Storage Sheds and Garages customer
★★★★★
"The Amish craftsmanship on our garage is outstanding, and the on-site crew was professional from start to finish. No hidden fees — the price we were quoted was the price we paid."
Single Car Garage customer
Verified Storage Sheds and Garages customer
★★★★★
"We ordered a 2-story garage with a loft and couldn't be happier. Financing was easy to set up online, and the monthly payment fits our budget."
2-Story Garage customer
Verified Storage Sheds and Garages customer
Storage Sheds and Garages has completed 1,000+ projects with 97% customer satisfaction — every structure backed by an industry-leading 10-year warranty.
Common Questions
Frequently Asked Questions
No. Checking your eligibility on this site involves no credit inquiry at all — we do not collect your Social Security number. When you apply with the lender, a soft credit pull shows your eligible offers without impacting your credit. Your credit is only impacted once you select an offer and eSign the loan agreement.
No. Our primary lending partner does not require you to own the property where the structure is going. This means:
Renters can qualify
Structures going on family or friends' land can qualify
Properties owned by a business entity or trust can qualify
A FICO score of 680 or higher qualifies for our fixed-rate loan program up to $100,000. Below 680, you still have options:
Building Loan (Thrive Financial) — coming soon: credit scores from 550 can qualify when the structure goes on property you own
Home equity (Figure Lending) — minimum 600 FICO if you own your home
Apply using your Total Household Income, entered as annual (not monthly) income:
Under "Individual Income," include your spouse's income
Under "Additional Income," include the income of any other individuals living with you
Up to $100,000 per borrower with fixed-rate terms of 5, 7, 10, 12, or 15 years. There are no co-borrowers, but multiple people in a household can each apply for their own loan up to $100,000. Loan funds can only be used for your project with Storage Sheds and Garages.
No, no, and no. There is no down payment required, no closing costs or fees, and you can pay your loan off early at any time without a penalty. These loans are not mortgage products — no equity or appraisal required.
Yes — we are permitting experts. Storage Sheds and Garages handles the permitting process for your garage or shed, and we can take care of the shed pad too. It's a simple, turnkey process: Quote → Design → Permitting → Perfection. Typical lead time is 2–8 weeks after permit approval, and on-site assembly is included.
Any structure from Storage Sheds and Garages, including:
Single car garages (A-Frame and Gambrel), including 2-story
2-car and double-wide garages (A-Frame, Gambrel, Carriage Style)
2-story double-wide Mega garages — the "garage with apartment"
Elite, Timber Frame, and fully custom garages in wood, vinyl, or metal finishes
Storage sheds — A-Frame, Mini Barn, Quaker, Hywall, Dormer, Hip Roof, Garden series, and workshops
